User Agreement

) and you, the User of the Factor's website, application or other properties off platform (

These User Terms set out how you use, and we use, Factor, in its varying online forms.

This Agreement sets forth the general terms and conditions of you, as the User of the Factor's website, application or other properties off platform (

) or through mobile applications, webpages, programming interfaces and subdomains (collectively,

The material, including without limitation, information, data text editorial content, design elements, look and fee, formatting, graphics, images, photographs, videos, music, sounds and other contained on the Platform or made otherwise by Factor will be referred to as “the Content”. Any material that you contribute, provide, post or make available using the Platform is referred to as “Your Content”.

When reading these User Terms, here are some important terms and understandings for you to be aware of when referring to ‘Content’.